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Carved brackets beneath traditional eaves in Nanjing

Credit solutions for complex situations

ShoreVest provides asset-backed credit solutions to borrowers and financial institutions across China.

The approach draws on underwriting and resolution experience built in China since 2004.

A large and complex credit market

Participation requires familiarity with China’s regulatory framework, creditor landscape, enforcement processes and local resolution mechanisms.

2ndLargest credit market globally
Shadow banking contraction~US$5T
Non-performing loans recognized over the last five years~US$2T
<3%Foreign fund manager participation
Market figures are approximate, drawn from third-party estimates, and subject to change.

Why this persists

  1. Financing need

    Credit dislocation

    Changes in traditional and non-bank lending have created financing and restructuring needs across vast parts of China’s credit market.

  2. Market access

    Limited familiarity

    Many participants in global capital markets have limited experience with China’s regulatory, enforcement and creditor landscape, favoring platforms with local relationships and execution capabilities built over time.

  3. Execution

    Asset-level complexity

    Outcomes depend on documentation, control rights, asset-level diligence and the ability to execute through local processes.

One investment discipline

Deployment shifts with the opportunity set as market conditions and pricing change.

  • Asset-backed financing for companies with identifiable collateral and financing needs, including bridge, refinancing and acquisition situations.

    • Bridge
    • Refinance
    • Acquisition

  • Capital for situations involving viable assets and challenged balance sheets, including restructurings and deep value acquisitions.

    • Restructuring
    • Deep value acquisitions

  • Credit solutions for financial institutions and other claim holders seeking to transfer, restructure or resolve distressed credit, including non-performing loans.

    • Negotiation
    • Auction
    • Sale

Common underwriting considerations

  1. Margin of safetyEntry terms are assessed against downside cases and expected recovery value.
  2. Legal and structural positionClaim priority, documentation and enforceability are reviewed for each situation.
  3. Exit routesPotential repayment, restructuring and resolution routes are considered before capital is committed.
Risk management and downside analysis are applied across investments, at both the transaction and portfolio level.

The trusted provider of credit solutions

ShoreVest works with banks, asset-management companies, corporate borrowers, legal advisers and servicing counterparties across China.

  1. Financial institutions

    Banks and asset-management companies work with ShoreVest to finance, restructure and resolve credit, and are a primary source of opportunities across the platform.

  2. Corporate borrowers

    ShoreVest works with companies seeking asset-backed financing or restructuring solutions appropriate to their circumstances.

  3. Local presence

    Touchpoints across China’s major commercial centers, together with legal, servicing and asset-management capabilities, support diligence, structuring and implementation.

Research and institutional inquiries

Explore China Debt Dynamics for ShoreVest research on China’s credit markets, or contact ShoreVest for general institutional inquiries.

China Debt DynamicsInstitutional inquiries

Disclosures

Past performance is not indicative of future results. All investments involve risk, including possible loss of principal. Information on this page reflects ShoreVest’s current investment approach and is subject to change without notice. Nothing on this page constitutes an offer to sell or a solicitation to buy any security or investment product.